Money moves at
Quickli speed.
Personal loans, business financing, and financial advisory built for people who can't afford to wait three weeks for a "maybe." Apply in minutes. Hear back in hours.
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Four ways to move faster with your money.
Whether you're covering a gap, growing a business, or planning ahead, Quickli builds the financial product around your timeline — not the other way around.
Personal Loans
Fixed-rate funding for consolidation, repairs, or life's timing problems. No collateral, no surprises.
Business Financing
Term loans, lines of credit, and equipment financing sized to your revenue, not your paperwork.
Growth Advisory
One-on-one planning sessions to build the runway for what's next — hiring, expansion, or exit.
Payment Solutions
Send, receive, and reconcile business payments without the three-day float.
From application to funded, in four steps.
Apply
Five-minute online application. No paper, no branch visit required.
Verify
We connect securely to your bank data — no faxed statements.
Decide
Our underwriting model returns a decision, typically same-day.
Fund
Funds land in your account as soon as the next business day.
Trusted by people who track every dollar.
"I applied on a Tuesday morning and had funds by Wednesday. Every other lender wanted two weeks and a stack of forms."
"The advisory call alone was worth more than what most banks charge for a full loan package. Straightforward, no upsell."
"Rate was locked, fees were listed up front, and nobody called me to 'upgrade' my plan. That's rarer than it should be."
Ready to see your rate?
No credit impact to check. Takes about five minutes.
Built by people tired of
waiting on their own money.
Quickli started in a small office on the Oregon coast with one idea: financial decisions shouldn't take longer than the problem they're solving.
From a coastal town to 38 states.
Quickli was founded in Astoria, Oregon, by a small team of lenders and engineers who kept watching good businesses stall out waiting on paperwork. We built our own underwriting model instead of leaning on the legacy scoring systems everyone else uses — one that looks at real cash flow, not just a credit file.
Today we fund personal loans, business financing, and payment infrastructure across 38 states, still from the same stretch of coastline where we started.
Four values, held the same on day one and day 3,000.
Fast, by design
Every process is measured against one question: how do we make this faster without cutting corners?
No fine print games
Rates and fees are shown before you apply, not buried after you've signed.
Regulated, accountable
NMLS registered and audited annually — we hold ourselves to the standard, not around it.
Built for real cash flow
Our model looks past a credit score to how your money actually moves.
A small team, close to the work.
Rosa Mercer
Chief Executive OfficerJulian Tran
Chief Risk OfficerElena Adeyemi
Head of UnderwritingSam Kowalski
Head of Client SuccessAstoria, Oregon
576 12th St
Astoria, OR 97103, USA
info@quickli.biz
+1 503-325-2539
Financial products, sized
to the actual problem.
Every product below is built and funded in-house — no broker hand-offs, no surprise co-lenders showing up at closing.
Personal Loans
Fixed-rate, fixed-term funding for debt consolidation, home repairs, medical costs, or anything else that can't wait on a paycheck cycle.
FROM 5.9% APR · UP TO $50,000- No collateral required
- Fixed monthly payment
- Terms from 12–60 months
- No prepayment penalty
- Funds as soon as next business day
- Soft credit check to see your rate
Business Term Loans
Lump-sum financing for inventory, hiring, or expansion, underwritten against your actual revenue rather than a static credit file.
FROM 7.4% APR · UP TO $500,000- Revenue-based underwriting
- 6–24 month terms
- No blanket lien in most cases
- Dedicated account manager
- Same-week funding
- Renewal discounts for returning clients
Business Line of Credit
A standing credit line for the gaps between invoices — draw what you need, pay interest only on what you use.
FROM 8.1% APR · UP TO $250,000- Draw and repay on demand
- Interest on drawn balance only
- Renews automatically on good standing
- No annual fee first year
- Mobile draw requests
- Real-time balance tracking
Growth Advisory
Structured planning sessions covering cash flow forecasting, financing strategy, and readiness for your next stage of growth.
FROM $220 / SESSION- One-on-one with a senior advisor
- Cash flow forecast model included
- Financing readiness review
- Follow-up written summary
- Available remote or in-office
- Discounted for existing borrowers
Payment Solutions
Send and receive business payments, reconcile automatically, and skip the multi-day settlement float that slows everything down.
FLAT 0.6% PER TRANSFER- Next-day settlement
- Automatic reconciliation
- Multi-user approval controls
- Exportable transaction ledger
- No monthly minimum
- API access for accounting tools
Not sure which product fits?
Book a fifteen-minute call — we'll point you to the right one, even if it's not with us.
Pricing you can see
before you apply.
Rates below are representative ranges based on typical approved applicants. Your exact rate depends on revenue, credit history, and term selected.
Pick the level of support you need.
Self-Serve
For borrowers who just need fast, transparent access to funding.
- Online application & dashboard
- Rate check with no credit impact
- Email support, 24h response
Growth Partner
For businesses actively financing expansion or hiring.
- Everything in Self-Serve
- Dedicated account manager
- Quarterly advisory session
- Priority underwriting queue
Enterprise
For companies with recurring, larger-scale financing needs.
- Everything in Growth Partner
- Custom credit facility structuring
- Monthly advisory & forecasting
- Dedicated payments API support
Representative APR by product.
No application fees. No prepayment penalties on any product. Rates shown as of the most recent quarterly review and subject to change based on individual creditworthiness.
Questions we hear before every application.
No. The initial rate check uses a soft inquiry, which does not affect your credit score. A hard inquiry only occurs if you formally accept a funding offer.
Most personal loan decisions are returned same-day, with funds arriving as soon as the next business day. Business financing typically funds within the same week, depending on documentation.
No. Origination fees, if any, are disclosed before you accept an offer, and are shown in the rate table above. There are no application fees and no prepayment penalties.
Quickli is currently licensed to lend in 38 states. Enter your ZIP code during application to confirm availability in your area.
Yes, at any time and without penalty. Paying early reduces the total interest owed.
Let's talk about
your timeline.
Reach us directly, or send the details below and an advisor will follow up — usually the same business day.
Office
576 12th St
Astoria, OR 97103, USA
info@quickli.biz
Mobile
+1 503-325-2539